Field collection & lending, finally in one place.
ZoloFund unifies micro-lending, auto finance, gold loans and chit funds — with GPS-verified collection, agent wallets and full accounting. Built for India's lenders, in six languages.
Built for every kind of lender
A complete lending operating system
From the agent in the field to the books at head office — every part of your lending business, connected and in sync.
GPS Field Collection
Every collection is geo-stamped with live agent tracking and route check-ins — proof of visit on every rupee collected.
Four Lending Modules
Micro lending, auto finance, gold loan and chit funds — enable any combination per branch from a single dashboard.
Agent Wallets & Cash Pool
Track agent float, branch cash pools and handovers with a reconciliation ledger that always balances.
Premium Accounting
Full double-entry GL, journals, bank reconciliation, P&L and period locks — not just an expense tracker.
KYC & Compliance
Aadhaar eKYC, Video KYC, credit bureau pulls and NPA auto-classification aligned to RBI norms.
Live Analytics
Portfolio trends, collection efficiency and agent performance — decision-ready dashboards in real time.
Run every product you offer
Enable the modules you need, per branch. Switch on more as you grow.
Micro Lending
Daily, weekly and monthly small-ticket loans with smart instalment scheduling and penalty waterfalls.
Auto Finance
Vehicle-backed loans with collateral registry, condition photos and repossession flags.
Gold Loan
Gold-collateral lending with valuation, redemption tracking and auction management.
Chit Funds
Group management, auction winner recording and dividend distribution per member.
Live in four steps
Onboard customers
Multi-step KYC with Aadhaar eKYC, photo capture and credit bureau checks.
Disburse loans
Configure terms, generate schedules and approve through built-in workflows.
Collect in the field
Agents collect with GPS proof, QR payments and instant digital receipts.
Reconcile & report
Wallets settle, the ledger balances and reports export in one click.
A mobile app your agents will actually use
Biometric login, offline-first collection, GPS check-ins and push reminders — purpose-built for daily field work on Android and iOS.
- Offline collection that syncs the moment you reconnect
- Geo-stamped receipts and live route tracking
- QR-code payment proof and instant statements
- Secure JWT auth with biometric unlock
Agent Mobile App
Designed for speed and one-handed use — the most-used screen on every route.
Ready to modernise your lending business?
Join lenders who run collection, loans, and accounts from one platform. Start free — no card required.